Protect Yourself From Identity Theft

Friday February 8, 2008 

Identity theft is a serious problem worldwide. Nearly every transaction you make will be via debit card or credit card. We are inputting our personal information all over the internet. For most people it is not “if” they become victims of identity theft, it is “when”. There are steps to take to ensure you reduce your chances of having your identity stolen. Below are some key things you can do to keep your identity safe.

Reduce the amount of credit cards you carry with you.

The more credit and debit cards you carry the better chance you have of losing one. Try to only carry the necessary cards you need. Carry one debit card and one credit card if you can.

Beware of Restaurants

We sit down and eat our meals. We then do something none of us would ever do in any other situation. We give our credit cards to a person we have known for less than an hour and let them keep that card for 5-10 minutes. Any dishonest employee can write down your credit card number, expiration date, and security code. With a little investigating on their part, they can find your zip code. Armed with this information, the waiter can become you on paper stealing your identity.

Use credit cards for online shopping.

Do not use debit cards when making an online purchase. This doesn’t stop identity theft, but it does protect you. If fraudulent charges are brought up on a credit card, you have protection from having to pay those charges.

Protect your Social Security Number

Only give your SSN to people you trust. It is best to never give your SSN over the internet. If you are going to enter your SSN to a website, then be sure to make note of the prefix used before the name of the website. If a website begins with http:// it is not a secure site. Your information can be easily stolen. Make sure the prefix is https://. The “s” stands for secure and offers a safe place to enter your personal information.

Protecting yourself from identity theft begins with being a smart consumer. You will find scammers online and offline. Use these tips to help protect yourself from being the victim of identity theft.

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Filed Under Do It Yourself, How To, Legal Issues

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